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State
Your state of residence is required as private health insurance premiums vary from state to state.
Number of adults
Select the number of adults to be covered under this policy.
Number of children
Select the number of children to be covered under this policy.
Do you currently have private health insurance?
  • Yes
  • No
What is the age of the oldest person on the policy?
  • Aged under 65
  • Aged 65 to 69
  • Aged 70 or over
Please select your government rebate tier (annual household income)
Please choose the type of cover you would like
  • Combined hospital and extras
  • Hospital cover
  • Policies to minimise tax
  • Extras only
Combined Hospital and Extras policies provide the most comprehensive coverage for a range of hospital, surgical and ancillary health services not covered by Medicare.
Hospital cover insures you against some or all of the costs of medical treatment, accommodation and services provided in or by a public or private hospital.
Basic hospital cover with an excess no more than $500 (individuals) and $1000 (couples) for high earners who just want to avoid the Medicare Levy Surcharge.
Extras cover insures you against some or all of the costs of a range of non-hospital health services not covered by Medicare (including dental and optical).
Please choose your level of hospital cover
  • Comprehensive cover
  • Standard cover
  • Basic cover
  • Public hospital only
A public hospital policy will have restricted benefits for all conditions. You will be covered for treatment as a private patient in a public hospital, but may face considerable out-of-pocket costs for treatment in a private hospital.
Do you require pregnancy or birth related services?
  • Yes
  • No
If planning children, note 12 month waiting periods apply to private obstetric, pregnancy, delivery and post-natal care. Family cover is needed to ensure babies are covered from birth.
Please choose your preferred level of extras cover
  • Comprehensive extras cover
  • Standard extras cover
  • Basic extras cover
Would you like to use our extras rebate calculator?
  • Yes
  • No
The extras rebate calculator will estimate the percentage that you could claim back on your extras services.
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